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why was I charged 200 on my 7/17/13 bill?

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I changed to a single person billing from a family billing because Mr. Neil Wernsing when off my billing.  I received my bill with payment due July 17, 2013 and it showed I was charged $200 for changing my plan.  I was not told that I had a contract and I was also not told I would be charged $200 which wiped out my credit balance.  I created a credit balance so I could keep my payments current as I get paid on the third wednesday of the month.  Now why did you charge me $200?  And why do I currently pay over $70 dollars per month and Mr. Wernsing pays $45 for the same benefits?  Not happy

Carol Gideon 6025615477


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