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Prepayment Charge and Monthly EIP charge

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I have an EIP for two phones. One is $22.00 and the other one is $22.91. Apparently every billing cycle I always pay $25 dollars for each phone and according to the EIP estimator it only takes 1 month of payment which is okay. What I don't understand is that how come my bill charges me for a prepayment charge and montly charge in one bill thus I ended up paying higher EIP on both phones. I tried calling customer service but none of them seems to explain why this is happening. Can somebody help explain and sort this thing out. Thank you.


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